Pre-filled with typical Healthcare & Social Care figures: 25 employees, £30,000 average salary. Adjust the sliders for your actual numbers.

Business Rates Calculator

Estimate your annual business rates bill based on your rateable value. Includes small business rate relief and the 2025/26 retail, hospitality & leisure discount.

£5k£36,000£200k

Available Reliefs

Small Business Rate Relief: 100% if RV ≤ £12,000, tapers to 0% at £15,000

Retail Discount: 75% relief for qualifying RHL properties (2025/26)

Your Annual Business Rates

£17,964

Small business multiplier: 0.499p

Gross bill (before relief)£17,964
Total saved in relief£0

Monthly Cost

£1,497 /month

Healthcare & Social Care — Key Concerns

  • Social care heavily reliant on minimum-wage workers — double hit from NI + NLW
  • Many healthcare services are VAT-exempt, limiting ability to reclaim input VAT
  • Recruitment crisis means absorbing costs rather than cutting headcount

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Frequently Asked Questions

How are business rates calculated?
Your bill = Rateable Value × Multiplier. The multiplier for 2025/26 is 0.499p (small) or 0.546p (standard). Rateable values are set by the VOA.
What is small business rate relief?
Properties with a rateable value up to £12,000 get 100% relief (no rates). This tapers to 0% at £15,000. You must occupy only one property.
What is the retail discount?
For 2025/26, qualifying retail, hospitality, and leisure properties get 75% relief on their business rates bill, capped at £110,000 per business.