Pre-filled with typical Creative & Media figures: 6 employees, £40,000 average salary. Adjust the sliders for your actual numbers.
Pension Auto-Enrolment Calculator
All employers must contribute at least 3% of qualifying earnings (between £6,240 and £50,270) to employee pensions. Calculate your total annual cost.
16500
£10k£40,000£100k
3%3%10%
Total Annual Pension Cost
£6,077
3% employer contribution on qualifying earnings
Per employee cost£1,013/yr
Qualifying earnings band£33,760
Effective % of gross salary2.5%
Monthly Pension Cost
£506 /month
Creative & Media — Key Concerns
- Many freelancers and small studios operate near the VAT threshold
- Mix of employed staff and freelance contractors complicates cost planning
- MTD is a significant concern for sole-trader creatives
Pension Auto-Enrolment Calculator for Other Industries
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Payroll software trusted by 300,000+ businesses. Handles RTI, auto-enrolment, and the new NI rates automatically.
Try BrightPay Free for 60 Days →Frequently Asked Questions
- What is the minimum employer pension contribution?
- The minimum employer contribution is 3% of qualifying earnings (earnings between £6,240 and £50,270 per year).
- Who needs to be auto-enrolled?
- All workers aged 22 to State Pension age, earning above £10,000 per year, must be automatically enrolled in a workplace pension scheme.
- Can employees opt out?
- Yes, employees can opt out within one month. But you must re-enrol them every 3 years if they remain eligible.