Pre-filled with typical Healthcare & Social Care figures: 25 employees, £30,000 average salary. Adjust the sliders for your actual numbers.
Pension Auto-Enrolment Calculator
All employers must contribute at least 3% of qualifying earnings (between £6,240 and £50,270) to employee pensions. Calculate your total annual cost.
125500
£10k£30,000£100k
3%3%10%
Total Annual Pension Cost
£17,820
3% employer contribution on qualifying earnings
Per employee cost£713/yr
Qualifying earnings band£23,760
Effective % of gross salary2.4%
Monthly Pension Cost
£1,485 /month
Healthcare & Social Care — Key Concerns
- Social care heavily reliant on minimum-wage workers — double hit from NI + NLW
- Many healthcare services are VAT-exempt, limiting ability to reclaim input VAT
- Recruitment crisis means absorbing costs rather than cutting headcount
Pension Auto-Enrolment Calculator for Other Industries
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Payroll software trusted by 300,000+ businesses. Handles RTI, auto-enrolment, and the new NI rates automatically.
Try BrightPay Free for 60 Days →Frequently Asked Questions
- What is the minimum employer pension contribution?
- The minimum employer contribution is 3% of qualifying earnings (earnings between £6,240 and £50,270 per year).
- Who needs to be auto-enrolled?
- All workers aged 22 to State Pension age, earning above £10,000 per year, must be automatically enrolled in a workplace pension scheme.
- Can employees opt out?
- Yes, employees can opt out within one month. But you must re-enrol them every 3 years if they remain eligible.