Pre-filled with typical Hospitality figures: 15 employees, £24,000 average salary. Adjust the sliders for your actual numbers.

Pension Auto-Enrolment Calculator

All employers must contribute at least 3% of qualifying earnings (between £6,240 and £50,270) to employee pensions. Calculate your total annual cost.

115500
£10k£24,000£100k
3%3%10%

Total Annual Pension Cost

£7,992

3% employer contribution on qualifying earnings

Per employee cost£533/yr
Qualifying earnings band£17,760
Effective % of gross salary2.2%

Monthly Pension Cost

£666 /month

Hospitality — Key Concerns

  • High proportion of minimum-wage staff means NI and NLW increases hit hardest
  • Tight margins (5-15%) leave little room to absorb cost increases
  • Business rates reform may provide relief for smaller premises

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Frequently Asked Questions

What is the minimum employer pension contribution?
The minimum employer contribution is 3% of qualifying earnings (earnings between £6,240 and £50,270 per year).
Who needs to be auto-enrolled?
All workers aged 22 to State Pension age, earning above £10,000 per year, must be automatically enrolled in a workplace pension scheme.
Can employees opt out?
Yes, employees can opt out within one month. But you must re-enrol them every 3 years if they remain eligible.