Pre-filled with typical Technology & SaaS figures: 10 employees, £65,000 average salary. Adjust the sliders for your actual numbers.
Pension Auto-Enrolment Calculator
All employers must contribute at least 3% of qualifying earnings (between £6,240 and £50,270) to employee pensions. Calculate your total annual cost.
110500
£10k£65,000£100k
3%3%10%
Total Annual Pension Cost
£13,209
3% employer contribution on qualifying earnings
Per employee cost£1,321/yr
Qualifying earnings band£44,030
Effective % of gross salary2.0%
Monthly Pension Cost
£1,101 /month
Technology & SaaS — Key Concerns
- High salaries mean employer NI is the biggest employment cost increase
- R&D tax credits partially offset corporation tax — calculate net position
- Fast-growth companies may cross VAT threshold quickly
Pension Auto-Enrolment Calculator for Other Industries
Recommended Tool
BrightPay
Payroll software trusted by 300,000+ businesses. Handles RTI, auto-enrolment, and the new NI rates automatically.
Try BrightPay Free for 60 Days →Frequently Asked Questions
- What is the minimum employer pension contribution?
- The minimum employer contribution is 3% of qualifying earnings (earnings between £6,240 and £50,270 per year).
- Who needs to be auto-enrolled?
- All workers aged 22 to State Pension age, earning above £10,000 per year, must be automatically enrolled in a workplace pension scheme.
- Can employees opt out?
- Yes, employees can opt out within one month. But you must re-enrol them every 3 years if they remain eligible.